General Terms and Conditions

Please note that the new General Terms & Conditions are effective as of January 1st, 2018. 

The changes to our General Terms & Conditions (“GTC”) are required by the legal obligation to implement several European regulations: Directive on Markets in Financial Instruments  (EU) 2014/65 (MiFID II), General Data Protection Regulation (EU) 2016/679  (GDPR) and the Payment Services Directive (EU) 2015/2366  (PSD II).  

Should you wish to receive a hard copy of the General Terms & Conditions please contact your Relationship Manager.